CareCredit

Overview

CareCredit is a specialized financing credit card offered by Synchrony that enables patients to pay for health and wellness services over time. Patients can apply online and receive instant credit decisions. Providers accept CareCredit payments and are paid within two business days. The card offers no-interest promotional periods for qualifying purchases of $200 or more, as well as longer-term financing options with fixed monthly payments.

• Instant credit decision for real-time patient prequalification
• No interest if full balance paid within promo period (6, 12, 18, or 24 months)
• Longer-term financing with reduced APR and fixed monthly payments (24-60 months)
• Providers paid within two business days
• Transparent merchant fees with no annual fee or down payment
• Accepted at 290K+ locations nationwide
• Reusable credit card across multiple purchases
• Seamless integration with major practice management systems

At a glance from vendor site

Starts at

$200 / month

Setup fee

Not published

Contract

month-to-month

Free trial

Not published

Languages

EN

Built for

Solo practices, group practices, and multi-location DSOs

PMS integrations5 listed

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